The Darkest Debt…(is everywhere)

High-interest debt known as overdraft has been veiled as “fees” for centuries. In 1728, the Royal Bank of Scotland issued the world’s first overdraft to a merchant named William Hog so that he could pay Read more…

NSF Fees: Overdraft’s Sneaky Sibling

Opting out of Overdraft Protection will simply subject you to the equally detrimental Insufficient Funds Fee You try hard to save. You try really hard to stay disciplined because, contrary to what everyone believes, you Read more…

Living Paycheck to Paycheck?

Here’s 5 Things You Can Do To Cut Costs & Save Money It’s that time of the month again. For all who know what it’s like living paycheck to paycheck: payday comes around, but before Read more…